DEPOSIT POLICY IN THE CONDITIONS OF ECONOMIC GROWTH OF COMMERCIAL BANKS OF OUR COUNTRY AS AN IMPORTANT FACTOR IN STRENGTHENING THE RESOURCE BASE
Keywords:
commercial banks, inflation, deposit policy, interest rate policy, term and savings deposits, resource base.Abstract
This article reflects actual problems of increasing the efficiency of deposit operations and strengthening their role in strengthening the resource base of banks based on a multivariate analysis of changes in the consolidated balance sheet of commercial banks of the country, the structure of attracted deposits in national and foreign currencies, as well as the dynamics of average interest rates on deposits. Also, the commercial banks of the country have developed scientific proposals to improve the process of deposit policy development.
References
Мартенс А.А., Деркач Н.О. Депозитная политика как базовый элемент фондирования коммерческого банка / А.А. Мартенс, Н.О. Деркач // Образование и наука: современные тренды : коллективная монография (Чебоксары, 15 март 2018 г.) / гл. ред. О.Н. Широков – Чебоксары: ЦНС «Интерактив плюс», 2018. – С. 140-150.
NarayanaMaharana, SumanKalyanChoudhury, AshokKumarPanigrahi. Deposit Mobilization of Commercial Banks: A Comparative Study of BOB and Axis Bank in Bhubaneswar City. Journal of Management Research and Analysis 2015;2(3):195-203.
Ўзбекистон Республикаси Марказий банки Монетар сиёсатнинг 2019 йил ва 2020–2021 йиллар даврига мўлжалланган асосий йўналишлари. (http://www.cbu.uz/uzc/monetarnaya-politika/)
ЎзбекистонРеспубликасиМарказий Банки “Пул-кредит сиёсатишарҳи”, 2019 йил IV чорак. Т,: 2020 й.
(http://cbu.uz/upload/iblock/8c9/8c9768a30ce71cb5966ef3f306211898.pdf).
Ize, A.,Parrado E. “Dollarization, monetary policy and the pass through”, IMF Working paper,2002.02/188 (Washington, International Monetary Fund).
Скакова Д. 2014. «Эмпирическая оценка трансмиссионного механизма денежно‐кредитной политики в Республике Казахстан», Экономическое обозрение Национального Банка РК, №3, 2014, стр. 14-20.
